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Archive for September, 2008

Antique Car Insurance Sedona Arizona

Sep 28

Posted by admin in Antique cars Arizona | Comments off


What is an Agreed Evaluation for my vintage car?

Frank,

Sedona, AZ.

 

Frank,

An agreed valuation can be considered as the value that is guaranteed by an insurer in case the vehicle gets stolen or damaged so badly that it cannot be repaired. If you own a vintage car and want to get a vintage car insurance then make sure that you have checked that the valuation is guaranteed.

 

This needs to be done because there have been instances when an insurer refused to make the payments of the full amount even if the owner believes that they were recovered fully.

 

Vintage car insurance can be expensive but worth while. Insurance your classic or vintage car collection with this simple guide and get a free auto insurance quote online in a matter of minutes. Find your free report on the top 3 auto insurance agents of all time.

 

Great Question

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Classic Car Insurance Sedona Arizona

Sep 21

Posted by admin in Antique cars Arizona | Comments off


 

What is considered a classic car verses an antique and can I get insurance on one of these vehicles?

Scott

Sedona, AZ.

 

Scott,

Expensive, high maintenance, status symbol and glamorous are some of the epithets associated with classic cars, but in reality there are many old motor vehicles that do not belong to this stereotype.

 A lot of owners feel that a cherished Austin A40 that is parked in a supermarket is similar to a ‘Classic Car’ like a Mark Jaguar at Ascot. Such historical and exotic vehicles can be generally described within three categories, for which classic car insurance can be used. The three categories are:

 Vintage cars: cars that were manufactured between 1903 and 1933.

Veteran cars: cars manufactured before 1903.

Classic cars: cars manufactured before 1973 or at least fifteen years back. There are a lot of variations in the definition of a Classic car and it depends a lot on the insurer. Any special insurance product is not at all offered by most of the major motor insurance companies. They just provide the simple insurance cover that is provided to anyone who drives a modern car.

Great Question.

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Comparing Cheapest Car Insurance Rates Phoenix Arizona

Sep 20

Posted by admin in Compare Car Insurance Rates | Comments off


What are some of the top cities for high car insurance rates?

Sue

Phoenix. AZ.

 

Sue,

Phoenix, San Diego and New York were within striking distance of the national average at 1.5 percent, 9.9 percent and 13.2 percent increased risk above the national average, respectively, but the other six cities (Houston, San Antonio, Dallas, Chicago, Los Angeles and Philadelphia) were all above 20 percent increased risk. The bottom line is clear: If you live in a major city, you are at increased risk of a collision.

 

Great Question.

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Online Auto Insurance Tempe Arizona

Sep 17

Posted by admin in Arizona Auto Insurance, Online SR 22 Insurance Arizona | Comments off


What is PIP  insurance and do I need it?

Alice

Tempe, AZ.

 

Alice,

 Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages for you and your passengers who are injured in an accident. It also covers funeral costs. PIP is required in 16 states. Do you need it? If you have good health insurance and disability insurance, you can skip PIP or buy only the minimum amount if it’s required.

 

 Uninsured/underinsured motorists coverages

 

States that require PIP coverage

 

Arkansas

Delaware

Florida

Hawaii

Kansas

Kentucky

Maryland

Massachusetts

Michigan

Minnesota

New Jersey

New York

North Dakota

Oregon

Pennsylvania

Utah

 

Great Question. Hope this information helps you in your decision.

 

Thank you.

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DUI/DWI SR 22 Insurance Quotes Sedona Arizona

Sep 9

Posted by admin in Dui Insurance Arizona | Comments off


How do you find cheap car insurance for high risk drivers?

Kim

Sedona, AZ.

 

Kim,

 Well, it is easy, but first you need to define what would classify you as a high risk driver. You would think of a high risk driver as someone with lots of speeding tickets, or accidents. But did you know that you can be a high risk driver based on your age?

Many teens and younger people are classified as being a high risk driver just because of their age. This is primarily due to the fact that young people, teens in particular, don’t have a lot of driving experience. Also, being above a certain age, as in elderly adults, can affect your car insurance rates.

 It is the best practice to be honest with your insurance agent when

talking to the about your past driving history. If they find out later that you lied, or didn’t tell the whole truth about your driving past, they often times can, and will, cancel your car insurance policy.

 

Excellent Question

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