How do I read and understand the liability figures on my insurance form? 

 Sally

Phoenix, AZ.

 Sally,

Here’s how to read the following table of liability minimums.

First number: bodily injury liability maximum for one person injured in an accident.

Second number: bodily injury liability maximum for all injuries in one accident.

 Third number: property damage liability maximum for one accident.

 Thus, in Alabama, for example, the minimum liability limits are $20,000 for injury liability for one person in an accident, $40,000 for all injuries in an accident, and $10,000 for property damage in an accident.

 Excellent Question.