Melinda

Glendale, Arizona

Yes Melinda,

From my end, I do believe that it would be necessary to purchase a special insurance for your son’s muscle car. You see, muscle cars are high performance vehicles that are intentionally built for speed. That’s why those who buy these kinds of cars are drivers who like to get behind the wheels and feel the brawny horse power. Therefore, you need to have a Muscle car insurance.

You mentioned that your son is a cautions driver so; try to ask if your existing insurance company offers a muscle car insurance. If he has a flawless driving record, then you’ll have a better chance of having it. If they do offer, you’ll likely see a high premium but try to ask for flexible policies. If they don’t, there are still a lot of specialty auto insurers that specifically offer muscle car insurance.

As always, shopping around is a smart idea. If the muscle car insurance is too expensive, ask about high deductible plans or other less costly option or if the company has multiple policies. You can also check quotes in the internet to look for the most affordable muscle car insurance that will provide you with the coverage suited for your son.

Greg

Tempe AZ.

Great Question,

In order to be eligible for special discounts on your antique truck and car insurance, your vehicle has to be defined as antique or vintage. It must be at least 30 years old. This makes life a bit easier for antique automobile insurance companies. As for other cars that arrived later and are loosely regarded as collectibles, then there is an auto insurance that can be obtained for these also.

There are a few ways to save if you’re looking for antique truck or car insurance. Don’t go for the full package of auto insurance if you’re not taking your car on the road or if you don’t use it at all and just have it for show. Although some antique automobile insurance is necessary you may not need all the auto insurance that you have.

What is an Agreed Evaluation for my vintage car?

Frank,

Sedona, AZ.

Frank,

An agreed valuation can be considered as the value that is guaranteed by an insurer in case the vehicle gets stolen or damaged so badly that it cannot be repaired. If you own a vintage car and want to get a vintage car insurance then make sure that you have checked that the valuation is guaranteed.

This needs to be done because there have been instances when an insurer refused to make the payments of the full amount even if the owner believes that they were recovered fully.

Vintage car insurance can be expensive but worth while. Insurance your classic or vintage car collection with this simple guide and get a free auto insurance quote online in a matter of minutes. Find your free report on the top 3 auto insurance agents of all time.

Great Question

What is considered a classic car verses an antique and can I get insurance on one of these vehicles?

Scott

Sedona, AZ.

Scott,

Expensive, high maintenance, status symbol and glamorous are some of the epithets associated with classic cars, but in reality there are many old motor vehicles that do not belong to this stereotype.

 A lot of owners feel that a cherished Austin A40 that is parked in a supermarket is similar to a ‘Classic Car’ like a Mark Jaguar at Ascot. Such historical and exotic vehicles can be generally described within three categories, for which classic car insurance can be used. The three categories are:

 Vintage cars: cars that were manufactured between 1903 and 1933.

Veteran cars: cars manufactured before 1903.

Classic cars: cars manufactured before 1973 or at least fifteen years back. There are a lot of variations in the definition of a Classic car and it depends a lot on the insurer. Any special insurance product is not at all offered by most of the major motor insurance companies. They just provide the simple insurance cover that is provided to anyone who drives a modern car.

Great Question.