What is PIP  insurance and do I need it?

Alice

Tempe, AZ.

 

Alice,

 Personal Injury Protection (PIP) coverage pays for medical expenses and lost wages for you and your passengers who are injured in an accident. It also covers funeral costs. PIP is required in 16 states. Do you need it? If you have good health insurance and disability insurance, you can skip PIP or buy only the minimum amount if it’s required.

 

 Uninsured/underinsured motorists coverages

 

States that require PIP coverage

 

Arkansas

Delaware

Florida

Hawaii

Kansas

Kentucky

Maryland

Massachusetts

Michigan

Minnesota

New Jersey

New York

North Dakota

Oregon

Pennsylvania

Utah

 

Great Question. Hope this information helps you in your decision.

 

Thank you.

 

Tags: Auto Insurance, Disability Insurance, Insurance Disability, Pip Insurance, Tempe Arizona, Tempe Az, Underinsured Motorists