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Posts Tagged Affordable Insurance

Muscle Car Insurance Information

My son is a cautious driver and I trust him a lot. Well, not until he decided to buy a muscle car. Is it really necessary then to get a Muscle car insurance?

Melinda

Glendale, Arizona

Yes Melinda,

From my end, I do believe that it would be necessary to purchase a special insurance for your son’s muscle car. You see, muscle cars are high performance vehicles that are intentionally built for speed. That’s why those who buy these kinds of cars are drivers who like to get behind the wheels and feel the brawny horse power. Therefore, you need to have a Muscle car insurance.

You mentioned that your son is a cautions driver so; try to ask if your existing insurance company offers a muscle car insurance. If he has a flawless driving record, then you’ll have a better chance of having it. If they do offer, you’ll likely see a high premium but try to ask for flexible policies. If they don’t, there are still a lot of specialty auto insurers that specifically offer muscle car insurance.

As always, shopping around is a smart idea. If the muscle car insurance is too expensive, ask about high deductible plans or other less costly option or if the company has multiple policies. You can also check quotes in the internet to look for the most affordable muscle car insurance that will provide you with the coverage suited for your son.

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Affordable Insurance in Phoenix Arizona

How do I read and understand the liability figures on my insurance form? 

 Sally

Phoenix, AZ.

 Sally,

Here’s how to read the following table of liability minimums.

First number: bodily injury liability maximum for one person injured in an accident.

Second number: bodily injury liability maximum for all injuries in one accident.

 Third number: property damage liability maximum for one accident.

 Thus, in Alabama, for example, the minimum liability limits are $20,000 for injury liability for one person in an accident, $40,000 for all injuries in an accident, and $10,000 for property damage in an accident.

 Excellent Question.

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