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Posts Tagged cheap car insurance

DUI Auto Insurance Rates Tucson, Arizona AZ

I got a DUI on my driving record. I would like to know how long will it affect my auto insurance rate.

Jason

Tucson, AZ

 

Jason,

The Arizona Division of Motor Vehicles states that any convictions acquired and appearing on your driving record within the past 39 months will be provided to an insurance carrier who requests a copy of your motor vehicle record.

The time period that your DUI auto insurance rates will be affected will depend on the rating system and the look back period of your insurance provider. If your insurance company can see the DUI on your motor vehicle record for 39 months then it will likely that you will have higher DUI auto insurance rates during this entire period.

Once you buy an auto insurance an underwriter can tell you how long your DUI car insurance rates will be affected by the drunk driving conviction. You can always shop around for cheap car insurance if you think your current DUI auto insurance rates are too high.

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Cheap Auto Insurance Rate Peoria, Arizona AZ

 

What can I do to get a cheaper auto insurance rate if I have a DUI on my driving record?

Gary

Peoria, AZ

Gary,

Driving Under the Influence is a serious offense so if you get convicted of DUI, it will greatly affect your car insurance since you be considered a high risk to your car insurance provider.

Non-standard insurance providers specialize in the higher risk drivers, or those with serious offense on their driving record. You can get car insurance quotes from these insurance companies.

If you want to get cheap car insurance rates after conviction of DUI, you may shop around for car insurance quotes. Make sure that you ask for any available discounts to you. Some discounts that you may take advantage of are: safety features on your automobile, traffic courses or driver improvement, anti-theft devices, etc. Auto Insurance discounts vary from one insurer to another so be sure to ask what are available to see if you can get cheap car insurance rates by applying the most discounts available to your car insurance policy.

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DUI/DWI SR 22 Insurance Quotes Sedona Arizona


How do you find cheap car insurance for high risk drivers?

Kim

Sedona, AZ.

 

Kim,

 Well, it is easy, but first you need to define what would classify you as a high risk driver. You would think of a high risk driver as someone with lots of speeding tickets, or accidents. But did you know that you can be a high risk driver based on your age?

Many teens and younger people are classified as being a high risk driver just because of their age. This is primarily due to the fact that young people, teens in particular, don’t have a lot of driving experience. Also, being above a certain age, as in elderly adults, can affect your car insurance rates.

 It is the best practice to be honest with your insurance agent when

talking to the about your past driving history. If they find out later that you lied, or didn’t tell the whole truth about your driving past, they often times can, and will, cancel your car insurance policy.

 

Excellent Question

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