Reader’s Question:
I have a DUI in my driving record in Arizona. Im wondering how long will this affect my auto insurance?
Maggie
Phoenix AZ
The Arizona Division of Motor Vehicles states that all convictions on your driving record within the past 39 months will be sent to the insurance provider requesting to get a copy of your motor vehicle record.
How long your auto insurance will be affected by your Dui conviction will actually depend on your car insurance carrier’s rating system, guidelines and how far back they check your motor vehicle record or your driving history. You will likely to get higher auto insurance rates if your car insurance company can see your DUI conviction on your driving record within 39 months.
Your current insurance provider will be able to tell information regarding their rating system. I suggest that you speak with your car insurance agent to know exactly how long your auto insurance rates will be affected by your DUI conviction. If your car insurance rate is too high for you, you always have the option to shop around with better car insurance rates. By getting car insurance quotes online, you will be able to know which auto insurance policy can give you better rates while having DUI conviction on your driving record.