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DUI Auto Insurance Rates Tucson, Arizona AZ

Nov 4

Posted by admin in Dui Insurance Arizona | Comments off

I got a DUI on my driving record. I would like to know how long will it affect my auto insurance rate.

Jason

Tucson, AZ

 

Jason,

The Arizona Division of Motor Vehicles states that any convictions acquired and appearing on your driving record within the past 39 months will be provided to an insurance carrier who requests a copy of your motor vehicle record.

The time period that your DUI auto insurance rates will be affected will depend on the rating system and the look back period of your insurance provider. If your insurance company can see the DUI on your motor vehicle record for 39 months then it will likely that you will have higher DUI auto insurance rates during this entire period.

Once you buy an auto insurance an underwriter can tell you how long your DUI car insurance rates will be affected by the drunk driving conviction. You can always shop around for cheap car insurance if you think your current DUI auto insurance rates are too high.

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SR22 Non Owners Insurance Mesa Arizona

Nov 4

Posted by admin in SR22 insurance Arizona | Comments off

What is the difference between SR22 insurance coverage and SR-22 Non Owners insurance coverage?

Harold

Mesa AZ

 

Harold,

Basically an SR22 form must be filed by insurer to show proof to the state that you have the required liability limits in place. Typically it is required for drivers you got convicted of driving without insurance and in some states, it is part of reinstatement procedure if your drivers license has been suspended due to serious offense such as DUI/DWI.

If you are required to get a SR-22 certificate of financial responsibility and you do not own an automobile, then you may be able to get a Non-Owners SR-22. Generally a non-owners SR-22 permits the the insured to operate any car that they are given permission to use by the car owner, unless a household member is the car owner.

So basically the difference between the SR-22 Non-Owners insurance and the regular SR22 insurance coverage is that with a SR-22 Non-Owners insurance policy you do not own a car to directly place insurance on. While with a SR-22 insurance policy you own a car in which the insurance is put on.

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DUI/DWI SR22 Insurance Tempe Arizona

Oct 8

Posted by admin in Dui Insurance Arizona | Comments off



Is there such a thing as DUI Legal Defense?

Betty

Tempe, AZ.

 

Betty,

A DUI lawyer can help mitigate or reduce the charges and ensure that your

rights are protected to the extent of the law. The plain facts are that many

people arrested and charged with DUI are not guilty. Even if you have made

statements at the time of arrest, they can be thrown out as part of the

proceedings. A qualified DUI attorney will know all the details and the legal

procedures involved.

Great Question

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