Melinda

Glendale, Arizona

Yes Melinda,

From my end, I do believe that it would be necessary to purchase a special insurance for your son’s muscle car. You see, muscle cars are high performance vehicles that are intentionally built for speed. That’s why those who buy these kinds of cars are drivers who like to get behind the wheels and feel the brawny horse power. Therefore, you need to have a Muscle car insurance.

You mentioned that your son is a cautions driver so; try to ask if your existing insurance company offers a muscle car insurance. If he has a flawless driving record, then you’ll have a better chance of having it. If they do offer, you’ll likely see a high premium but try to ask for flexible policies. If they don’t, there are still a lot of specialty auto insurers that specifically offer muscle car insurance.

As always, shopping around is a smart idea. If the muscle car insurance is too expensive, ask about high deductible plans or other less costly option or if the company has multiple policies. You can also check quotes in the internet to look for the most affordable muscle car insurance that will provide you with the coverage suited for your son.

What is considered a classic car verses an antique and can I get insurance on one of these vehicles?

Scott

Sedona, AZ.

Scott,

Expensive, high maintenance, status symbol and glamorous are some of the epithets associated with classic cars, but in reality there are many old motor vehicles that do not belong to this stereotype.

 A lot of owners feel that a cherished Austin A40 that is parked in a supermarket is similar to a ‘Classic Car’ like a Mark Jaguar at Ascot. Such historical and exotic vehicles can be generally described within three categories, for which classic car insurance can be used. The three categories are:

 Vintage cars: cars that were manufactured between 1903 and 1933.

Veteran cars: cars manufactured before 1903.

Classic cars: cars manufactured before 1973 or at least fifteen years back. There are a lot of variations in the definition of a Classic car and it depends a lot on the insurer. Any special insurance product is not at all offered by most of the major motor insurance companies. They just provide the simple insurance cover that is provided to anyone who drives a modern car.

Great Question.