I got a DUI on my driving record. I would like to know how long will it affect my auto insurance rate.
Jason
Tucson, AZ
Jason,
The Arizona Division of Motor Vehicles states that any convictions acquired and appearing on your driving record within the past 39 months will be provided to an insurance carrier who requests a copy of your motor vehicle record.
The time period that your DUI auto insurance rates will be affected will depend on the rating system and the look back period of your insurance provider. If your insurance company can see the DUI on your motor vehicle record for 39 months then it will likely that you will have higher DUI auto insurance rates during this entire period.
Once you buy an auto insurance an underwriter can tell you how long your DUI car insurance rates will be affected by the drunk driving conviction. You can always shop around for cheap car insurance if you think your current DUI auto insurance rates are too high.